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Austin Bankruptcy - Terms & Definitions

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Wage Earner Plan
the name for the plan under the predecessor of Chapter 13 in the Bankruptcy Act. The term is obsolete but is still sometimes used to describe a Chapter 13 plan.
Wage garnishment
A nonbankruptcy legal proceeding whereby a plaintiff or creditor seeks to subject to his or her claim the future wages of a debtor. In other words, the creditor seeks to have part of the debtor's future wages paid to the creditor for a debt owed to the creditor.
Wage Order
A wage order is a court order which is sent to your employer directing a payroll deduction be remitted from your wages to the trustee. It is similar to a garnishment.
Warrant
Court authorization, most often for law enforcement officers, to conduct a search or make an arrest.
Warrant of Attorney
a provision in a contract or instrument of debt, appointing the creditor to act as the debtor's agent in confessing to judgment if the debtor should default. See confession to judgment.
Wildcard Provision
a nickname for §522(d)(5) (or an equivalent provision in a state statute) under which the debtor may apply a general exemption to any property selected, up to a prescribed value.
Witness
A person called upon by either side in a lawsuit to give testimony before the court or jury.
Workout
a negotiated settlement under which the debtor and creditors resolve the debtor's financial difficulties by agreeing to terms of payment. A workout may occur outside of bankruptcy, resulting in a composition and extension, or it may take place in the process of formulating a plan in a bankruptcy case.
Writ
a written order issued pursuant to court authority, requiring the sheriff or some other official to perform an act, such as the levy of execution.
Writ of certiorari
An order issued by the U.S. Supreme Court directing the lower court to transmit records for a case which it will hear on appeal.

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Austin Bankruptcy Lawyer offer Affordable Bankruptcy & Debt Relief Services. Austin Bankruptcy Attorney provide Low Cost Bankruptcy & Discount Rates on Bankruptcy Attorney Fees serving Austin, Round Rock, Georgetown, Kyle, Buda, San Marcos, & the Austin area.
Bankruptcy Lawyer / Attorney RJ Atkinson provides Chapter 7, 11, 12, 13, Affordable Bankruptcy Fees & Discount Legal Services in Austin
Filing Bankruptcy can sometimes be the fastest way to get out of debt and may be the most affordable way to get a fresh financial start. Chapter 7 Bankruptcy can quickly wipe out your debts, increase your credit score, stop wage garnishments, get rid of credit card debt, eliminate medical bills, stop payday loans, stop bill collectors, erase negative credit reporting, and reestablish new credit after bankruptcy. RJ Atkinson — Austin Bankruptcy Lawyer have payment plans to make filing Chapter 7 or Chapter 13 Bankruptcy affordable which include low cost flat fees for Chapter 7 that may be considered the cheapest bankruptcy attorney fees compared to fees other bankruptcy lawyer charge. Chapter 13 Bankruptcy can save your home from foreclosure, save your car from repossession, lower monthly payments, reduce interest rates, get rid of late fees, reduce credit card interest, payoff high credit card debt, raise your credit score, stop creditor harassment, get rid of debt, reduce debt, eliminate creditor calls at work, stop collection calls, start over financially, discharge debts and/or be debt free in 3 to 5 years. IRS tax problems, tax levies, wage garnishments, back taxes, payroll taxes, income taxes can often be handled in Chapter 13 bankruptcy. Divorce/Bankruptcy – past due child support arrears, alimony, spousal support, and divorce debt can often be handled in chapter 13 bankruptcy. The Law Offices of RJ Atkinson handles debt consolidation, loan modifications, credit card debt settlement, debt negotiation, lawsuit defense, IRS problems, credit card lawsuits, TROs temporary restraining orders to foreclosure, forbearance agreements to foreclosure, FDCPA Fair Debt Collection Practices Act lawsuits, FCRA Fair Credit Reporting Act lawsuits, credit report disputes, debt collection lawsuits, adversary complaints in bankruptcy, bankruptcies, foreclosure workouts, mortgage short sales, real estate property tax disputes, civil litigation, commercial litigation, tax lawsuits, small business bankruptcy, corporate bankruptcy, business creditor representation, and most every kind of debt related issue or financially based legal problem on a case by case basis.

Austin Bankruptcy Attorney at RJ Atkinson handle Personal Bankruptcy and Business Bankruptcy cases in and around Austin TX Travis County, as well as the Counties of Williamson, Bastrop, and Hays. If you live in Austin and would like to file for Bankruptcy, the Austin Bankruptcy Lawyer at RJ Atkinson represent people and businesses in Bankruptcy proceedings throughout the Austin area. We accept bankruptcy cases in Austin Texas, Georgetown Texas, Round Rock Texas, San Marcos Texas, or in the Cities of Barton Creek, Bartlett, Bastrop, Bear Creek, Bee Cave, Blanco, Briarcliff, Buda, Cedar Park, Creedmoor, Coupland, Dripping Springs, Elgin, Florence, Garfield, Georgetown, Granger, Hutto, Hudson Bend, Jollyville, Jonestown, Jarrell, Johnson City, Kyle, Lago Vista, Lakeway, Leander, Liberty Hill, Lost Creek, Luling, Manchaca, Manor, Mountain City, Norman’s Crossing, Onion Creek, Pflugerville, Point Venture, Rollingwood, San Leanna, Shady hollow, Smithville, Sunset Valley, Taylor, Thorndale, Thrall, The Hills, Volente, Waterloo, Weir, Webberville, Wells Branch, West Lake Hills, Wimberley, Windmere, Woodcreek, or most anywhere in the Austin area.
Pursuant to 11 U.S.C. §528, “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
RJ Atkinson LLP Austin Bankruptcy Attorney Lawyer 701 Brazos Street, Suite 500, Austin, Texas 78701. Bankruptcy Phone: 512-617-2899